AriZona Real Estate insider!

The Federal Reserve just got a new jefe — Kevin Warsh — and trust me, the housing market especially me, is paying attention. Anytime the Fed switches leadership, things shift. Sometimes a little, sometimes a lot. And right now, with buyers waiting, sellers hesitating, and rates bouncing all over the f**ken place, this change hits at the right time.

Let’s break down what this actually means for real estate.

Who Is el jefe Kevin Warsh?

Warsh isn’t some random new face. He was at the Fed during the 2008 financial crisis, so he’s been in the middle of desmadre before. He’s worked in government, on Wall Street, and in economic research — a mix that usually produces someone who’s steady, disciplined, and not into unnecessary drama.

In simple terms: He’s a stability guy.

And in real estate, stability matters.

Mortgage Rates: The Big Question Everyone’s Asking

Let’s be honest — buyers don’t care about Fed speeches. They care about one thing: their monthly payment.

Warsh has a reputation for wanting a more predictable, balanced approach to interest rates. That usually means:

More stable mortgage rates

Buyers won’t feel like rates are jumping all over the place week to week.

Lower rates during slowdowns — but not the crazy 2–3% era

Those pandemic rates were a once‑in‑a‑lifetime moment. I doubt we will ever see rates that low again or in my lifetime.

A “normal” range

Think 4–6%, depending on the economy. Not bad, not amazing — just steady.

And here’s the real talk: If rates dip under 5%, the market wakes up. Buyers move. Investors move. Sellers finally list.

Home Prices & Inventory: What Happens Next

When rates calm down, the market usually follows.

More confident buyers

People feel better making offers when they’re not worried rates will spike overnight.

More sellers willing to move

A lot of homeowners have been “locked in” by their low pandemic rates. If things normalize, more people will list.

Healthier price growth

Warsh is big on controlling inflation, which helps keep home prices from running away.

Investors: Heads Up

If you’re investing — rentals, flips, long‑term holds — Warsh’s approach brings three big benefits:

1. Inflation control

Stable inflation protects your rental income and long‑term appreciation.

2. Better lending conditions

Banks tend to loosen up a bit when the Fed signals stability.

3. Clearer cap rate environment

When rates aren’t bouncing around, underwriting becomes way easier. Menos estrés, more clarity.

Bottom Line — My Take

The new Fed Chair brings something the real estate market has been needing: stability.

• Buyers get more predictability
• Sellers get steadier demand
• Investors get a clearer long‑term landscape

And if rates dip into the 4’s — even for a moment — don’t be surprised if the market heats up fast. Lower rates usually mean higher competition.

Para mi gente — la neta — este pinche compa probablemente va a empujar hacia tasas de interés más bajas porque públicamente ha estado alineado con el Trump en ese tema. Cuando tú dices algo en público o apoyas la postura de este presidente sobre las tasas, y luego ese mismo presidente te elige para el puesto, pues claro que hay presión para cumplir con lo que dijiste.

If you’re thinking about buying, selling, or investing — or you just want to understand how this affects your specific situation — I’m always here to walk you through it. En inglés, en español, como tú quieras.